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Homeownership for Individuals with Disabilities Program

This program offers a special interest rate discount between 2.25% and 0.25% below the current Maryland Mortgage Program Conventional Interest Rate, for a 30-year and a fixed rate mortgage.

The Homeownership for Individuals with Disabilities Program is offered through the Maryland Department of Housing and Community Development and is available to eligible homebuyers throughout Maryland. Please call Single Family Housing at 301.429.7852 or email for assistance. Here's just a few highlights!

Eligibility Highlights:
  • One of the borrowers is disabled OR
  • One of the borrowers is the parent or guardian of an immediate family member who is disabled.
    An immediate family member includes a spouse, domestic partner, son, daughter, brother, sister, mother or father; regardless of the age of the immediate family member; who resides with one of the borrowers and is cared for principally by one of the borrowers.
  • A disability is defined as a physical or mental impairment that substantially limits one or more major life activities (for example, hearing, seeing, speaking, sitting, standing, walking, concentrating, or performing manual tasks). The definition does not include a person whose disability is based solely on any drug or alcohol dependence.
  • Must be a first-time homebuyers, or buying in a targeted area, or a veteran exercising a one-time exemption to first-time homebuyer requirement (must provide copy of DD-214).
  • The total combined income of all members of the household may not exceed $107,000 for Prince George's County homebuyers (lower in some other counties outside of DC metropolitan area).
  • Maximum home purchase price of $300,000 in Prince George's County (lower in some other counties).
  • Meeting other program application criteria.

Visit the Program Website for details >

For More Information, Contact:

Single Family Housing
Community Development Administration
Maryland Department of Housing and Community Development
7800 Harkins Road, Lanham, MD 20706
Toll Free (Maryland Only): 800.638.7781

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